A Medicare Supplement (Medigap) plan works alongside Original Medicare and helps pay out-of-pocket costs like deductibles, copays, and coninsurance, while allowing you to see any doctor nationwide who accepts Medicare.
A Medicare Advantage plan replaces Original Medicare with a private insurance plan that typically includes provider networks, copays for services, and often extra benefits such as dental, vision, hearing, and prescription drug coverage.
In general, Medigap offers greater provider flexibility and more predictable medical costs, while Medicare Advantage often has lower monthly premiums but higher pay-as-you-go costs when you receive care.
AssureSource offers a selection of Medicare Supplement plans from highly rated companies such as Mutual of Omaha, Blue Cross Blue Shield, United Healthcare, Humana, Aetna and many more. We carefully research rates, history of rate increases and the ratings of each company to provide you with sound options that suit your needs.
PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease.
Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.
A Medicare Advantage plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all of your Part A and Part B benefits. If you are enrolled in a Medicare Advantage plan, Medicare services are covered through the plan and are not paid for under Original Medicare. Most Medicare Advantage plans include prescription drug coverage.
AssureSource offers all of the Medicare Advantage plans available in our service area. There is much to consider when selecting a plan. Our licensed insurance agents will carefully review your situation and advise you on the plans that will be a good fit for you.
Part D adds prescription drug coverage to Original Medicare and is included in many Medicare Advantage plans. Part D is offered by private insurance companies that are approved by Medicare.
There are many Part D options and numerous things to consider when selecting the right coverage. AssureSource's licensed insurance agents can guide you through this process.
Many Medicare beneficiaries and seniors enjoy the thought of a low cost Medicare Advantage plan, but are concerned about the risk of out-of-pocket expenses that could occur. AssureSource offers Hospital Indemnity plans that help alleviate the risk of high copays that could make you reach your out-of-pocket limits. These plans are built to fit with Medicare Advantage plans and exist to reduce the risk of high expenses if you are in the hospital.